HRMATO V23.5

Social Insurance Academy

Learn how social insurance is calculated step-by-step with worked examples for Kuwait, Saudi Arabia, UAE and GCC extension protection cases.

Last reviewed: 18 May 2026

This is educational and indicative. Social insurance rates and caps may change by subscription date, nationality, sector and contributory wage. Always verify with the official authority.

πŸ‡°πŸ‡Ό Kuwait

Learn calculation

Learn calculation

πŸ‡ΈπŸ‡¦ Saudi Arabia

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Learn calculation

πŸ‡¦πŸ‡ͺ UAE

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Learn calculation

GCC Extension Protection

When a GCC national works in another GCC state, the extension protection system may apply: the home-country pension rates and caps are used, while employer-share limits in the work country and occupational hazard cover may also apply.

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